Choosing the right mortgage broker can make all the difference in your home-buying or refinancing experience. At Double Play Financial, we provide:

✔ A Wide Range of Loan Options – We have access to multiple lenders, ensuring you get the most competitive rates and flexible terms available.
✔ Personalized Loan Strategies – Every client has a unique financial situation, and we tailor mortgage solutions to fit your specific needs.
✔ Fast & Efficient Processing – We streamline the mortgage process, ensuring a smooth, hassle-free experience from pre-approval to closing.
✔ Local Expertise – We specialize in mortgage lending throughout Colorado, meaning we understand local market trends, regulations, and financing options better than national lenders.

Buying a home is one of life’s most exciting milestones—but it can also be one of the most complex financial transactions you’ll ever make. Having the right mortgage lender in your corner ensures that you get a loan that fits your budget, goals, and long-term financial strategy. We offer a range of home loan options to help you finance your dream home:

Conventional Loans – A great option for buyers with good credit and stable income. These loans typically require 3-20% down and offer low interest rates.

FHA Loans – Designed for first-time homebuyers or those with lower credit scores. FHA loans allow for down payments as low as 3.5%.

VA Loans – Available to eligible veterans, active-duty service members, and surviving spouses, VA loans offer zero down payment and competitive interest rates.

Jumbo Loans – If you’re purchasing a high-value home that exceeds conventional loan limits, a jumbo loan provides financing options for larger purchases.

USDA Loans – Ideal for buyers in eligible rural areas, USDA loans offer zero down payment options with favorable interest rates.

Get Pre-Approved Today or check out the Mortgage Loan Calculator below and start your home-buying journey with confidence!

Refinancing your mortgage can provide significant financial benefits, whether you’re looking to lower your interest rate, shorten your loan term, or tap into your home’s equity. Common reasons to refinance include:

✔ Lowering Your Monthly Mortgage Payments – A lower interest rate can save you thousands over the life of your loan.
✔ Cash-Out Refinancing – Convert a portion of your home’s equity into cash for home renovations, debt consolidation, or major expenses.
✔ Reducing Your Loan Term – Shorten your loan from 30 years to 15 years to pay off your mortgage faster and save on interest.
✔ Switching Loan Types – Refinance from an adjustable-rate mortgage (ARM) to a fixed-rate loan for more stability.

Refinancing can also be a smart financial move if you’re looking to eliminate private mortgage insurance (PMI). If your home has increased in value and you now have at least 20% equity, refinancing into a new loan could remove PMI, further lowering your monthly payments. Additionally, homeowners who initially secured their mortgage with less-than-ideal credit scores may find that improved credit standing qualifies them for significantly better loan terms. By refinancing, you’re not just adjusting your mortgage—you’re optimizing your financial future, ensuring that your home loan works in your favor, not against it.

Investing in real estate is a proven way to build long-term wealth, but securing the right financing is critical to maximizing profitability and cash flow. At Double Play Financial, we offer financing solutions tailored to real estate investors.

We provide loans for:

🏠 Single-Family Rental Homes
🏢 Multi-Unit Properties & Apartment Buildings
🏖 Vacation & Short-Term Rental Properties
🏚 Fix-and-Flip Investment Homes

Investment loan benefits include:

✔ Flexible down payment options (as low as 15-20%)
✔ Competitive interest rates tailored to real estate investors
✔ Loan terms structured for maximum cash flow
✔ Fast approval and closing to help you secure properties quickly

Financing an investment property requires a different approach than purchasing a primary residence, and that’s where our expertise comes in. Lenders often have stricter requirements for investment loans, including higher credit scores, larger down payments, and proof of stable rental income. At Double Play Financial, we help investors navigate these complexities, ensuring they have access to the best loan products with favorable interest rates and repayment terms. Whether you’re a first-time investor or a seasoned landlord, we structure financing solutions that align with your long-term goals, helping you maximize your return on investment (ROI) while minimizing financial risks.

Navigating the mortgage process can feel overwhelming, but with Double Play Financial, you’re never alone. Here’s how we make securing a mortgage simple and stress-free:

1️⃣ Initial Consultation – We’ll discuss your financial situation, homeownership goals, and loan options.
2️⃣ Pre-Approval – We assess your credit, income, and assets to determine the best loan for you.
3️⃣ Loan Application & Processing – We handle all necessary documentation and paperwork.
4️⃣ Underwriting & Approval – Your loan goes through underwriting, where we work to get you the best terms.
5️⃣ Closing & Homeownership – Once approved, you’re ready to close on your loan and move in!

One of the biggest concerns homebuyers and homeowners face is understanding the full cost of obtaining a mortgage, including closing costs, loan origination fees, and potential hidden expenses. At Double Play Financial, we prioritize financial transparency, breaking down each cost associated with your loan so you’re never caught off guard. We also provide ongoing support and guidance beyond closing—whether it’s answering questions about your monthly payments, refinancing options, or strategies to pay off your mortgage faster. Our mission is to build lifelong relationships with our clients, ensuring that every financial decision you make regarding your home is backed by expertise and trusted advice.

Q: How much should I save for a down payment?
A: It depends on the loan type. Conventional loans often require 5-20% down, but FHA loans allow for 3.5% down, and VA/USDA loans offer zero down payment options.

Q: What credit score do I need to get a mortgage?
A: Most lenders prefer a score of 620+ for conventional loans, though FHA loans can go as low as 580 with a larger down payment.

Q: What are closing costs, and how much should I expect to pay?
A: Closing costs typically range from 2-5% of the loan amount and cover fees for appraisals, loan origination, title services, and more.

Q: How long does the mortgage process take?
A: The average mortgage approval process takes 30-45 days, but it may vary based on loan type and financial circumstances.